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Questions and Answers
Why
should anyone pre-plan or pre-pay a funeral?
1.
To beat inflation - A pre-arrangement
offers cost protection - so that you may pay for future funeral
services at today's prices. ADVANCE-PLANNING freezes the price of
the funeral; so your pre-paid funeral fund and accumulated interest
will pay for everything in accordance with your wishes.
2.
To lessen the burden - Decisions on funeral
arrangements and costs can be made today, so that family members
will not have to deal with these difficult decisions immediately
after the loss of a loved one.
We plan for so much in our lives, from college to retirement.
ADVANCE-PLANNING is just as important.
What
are the requirements?
ADVANCE-PLANNING
- is not insurance, so there is no age
limit or medical exam.
Can
ADVANCE-PLANNING be cancelled?
Yes, you can,
without penalty, unless it is an irrevocable Medicaid Trust.
If
I relocate, can I use pre arrangements to pay for a funeral somewhere
else?
Yes, you may
transfer your pre arrangement to any of our affiliated homes. Or,
if you choose a different funeral provider who may not be able to
offer the exact same funeral with our guaranteed price.
Do
you allow time payments?
Yes, The total
amount for the Pre-Funded funeral is stated in the agreement and
you may pay in installments without finance charges.
What
happens if someone dies out of state?
We will make
all arrangements to transport your loved one home. We are a member
of 2,500+ strong network of funeral homes. You pay only the actual
shipping charges (at a professional courtesy rate), plus any cash
disbursements.
What
is the next step?
1.
Call and make an appointment with Hellman Memorial Chapels.
An experienced Advance Planning Counselor will help guide you through
all of the considerations and alternatives, in your home, or at
our office.
2. A written
agreement is then presented for your approval.
Payments can be made now, or in monthly installments over a one
year period.
3. Your
funds are deposited in an FDIC Insured Bank and you are
the owner of this separate Trust account. Hellman Memorial Chapels
receives the funds only at the time of death. All pre-arranged funeral
merchandise and services are guaranteed without additional costs
to you.
Why
should I Pre-Arrange with Hellman Memorial Chapels?
We
will provide you with extraordinary service.
We serve all
families with the same care, respect and professionalism.
Our facilities
are the finest.
Inside, you
will find a variety of warm, home-like settings that help put people
at ease.
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